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Columbus

The Discovery City

Columbus, Ohio is a large city with over 860 thousand people. It holds its charm by being a riverfront town with tall skyscrapers and a laid back feel. You truly can get the best of both worlds here in Ohio. A large city with tons of amenities but the rural feel summed up in people’s personalities.

People here have passion for their city and love sports, they are eclectic and fun loving. You can find many wonders in the discovery city.

Check out the University of Ohio and walk downtown for a great place to eat. Situated on a river, Ohio landscape is truly beautiful and the rover gives people extra options for recreation. Smack-dab in the middle of the state, Columbus is the 14th largest city in the United States and puts Ohio on the map.

A swing state, you can find people of every different political stand point. Money Magazine called Columbus one of the best 6 big cities to love and named it Ohios number one place to live. It is obvious why people settle down in Columbus. The job market is great, and the housing market is affordable.

There is a very diverse economy from education and technology to chemical research. Small business still thrives but you can also find the large, chain stores in town. If you are commuting into Columbus from an outside suburb, you will need car insurance to protect you. And if you are hoping to settle down here and purchase a home, you will want homeowners insurance.

Get the cheap insurance Columbus residents want when they choose to live here.

Columbus is the capital and largest city of Ohio, and the 15th-largest city in the United States. The city was named for explorer Christopher Columbus, and has a diverse economy based on education, government, insurance, banking, defense, aviation, food, clothes, logistics, steel, energy, medical research, health care, hospitality, retail, and technology. The cost of living in Columbus is 1% lower than the Ohio average, and 10% lower than the national average. There are many attractions for visitors and residents, including shopping, movie theaters, ice skating rinks, bowling, museums, and national libraries. The Ohio State Buckeyes football team plays home games at Ohio Stadium, and “Buckeye fever” permeates Columbus culture year-round, bringing in fanatic residents and tourists, as well as substantial traffic congestion. The city is bisected by two major Interstate Highways, Interstate 70, and Interstate 71. The two Interstates combine downtown for about 1.5 miles in an area locally known as “The Split”, which is a major traffic congestion point within Columbus, especially during rush hour. This makes it very important to explore all the options for cheap car insurance Columbus has available, as well as any discounts you may qualify for.

The crime rate in Columbus is 57% higher than the national average and property crime is 58% higher than the national average. The Columbus Division of Police has over 1,800 officers and 300 civilian employees. The department also includes specialized units, like cold case, crime lab, fraud and forgery, homeland security, narcotics and vice and strategic response teams. A strong police force helps keep risk of auto theft and property damage down, which in turn keeps insurance rates affordable.

How Can I Get The Best Insurance In Columbus?

he best way to find a great deal on insurance in the Ohio area is to talk with a broker.

A broker is a professional who can help you attain the best rates and discounts out there.

They are able to do this by tapping into their large network of providers.

The broker works for you, the consumer and not the insurance company.

You will also want to look into the laws of your state because every state is different.

There is a minimum amount of insurance needed for cars and motorcycles.

When you want more discounts, think about how you could be a safer driver or protect your home better.

These things will ensure that you keep low rates.

Get an idea of what you need by asking a helpful representative.

Let’s see what kinds of insurance policies you might be looking for.

he Insurance Research Council has found that as many as 15% of Ohio drivers have failed to carry car insurance in recent years. Failure to present proof of insurance while driving results in immediate license plate suspension and a minimum fine of $500.

  • Ohio mandatory minimum coverage for bodily injury or death of one person in an accident is $20,000.
  • Ohio mandatory minimum coverage for bodily injury or death of more than one person in an accident is $40,000.
  • Ohio mandatory minimum coverage for damage to property of another person is $15,000.

The minimum coverage may be all the law requires, but Columbus is a highly populated city with very busy highways. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Columbus can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation In Columbus

The Central Ohio Transit Authority (COTA) maintains a widespread municipal bus service, and intercity bus service is provided by Greyhound, Barons Bus Lines, Miller Transportation, Megabus, GoBus, and other carriers. The number of people who take public transportation in Columbus is 38% lower than the national average, although cycling as transportation is steadily increasing in Columbus.