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The Fountain City

Cincinnati is a city in Ohio that sits on the Ohio River.This town is full of excitement and fun things to do. Baseball is a way of life, eating well just makes sense and outdoor fun is around every corner. Cincinnati is the home to the Cincinnati Zoo and Botanical Gardens as well as the National Underground Railroad Museum.If you want to know more about history, check out the Cincinnati Children’s Museum in the art deco Union Terminal.

With just under 300 thousand residents, it is a medium sized city with a great abundance of joy. The residents you live here really like what the city stands for. An All-American city, you can see it in every street corner and every baseball game on a Friday night. Because it was the first city founded after the Revolutionary War, it is truly thought of as the first “American” city.

The Cincinnati Reds are the professional baseball team and one that people admire. It is the oldest baseball team in America. The professional football team known to Cincinnati is the Bengals. Both sports teams are a large themes to bars, restaurants and attractions here in the city.

The University of Cincinnati is a wonderful college that thousands of students attend every year. The University helps support the economy of the city as well.

If you are a commuter in this great city and or are a family of five driving on a road trip, you need car insurance. Maybe you want to settle down in this great city and purchase a home. You will need homeowners insurance to secure that home.

Get the cheap insurance Cincinnati residents want.

Cincinnati is located on the north bank of the Ohio River in Hamilton County, which is the southwestern area of the state of Ohio. The city is undergoing significant changes due to new development and private investment. Cincinnati includes 22 miles of riverfront along the northern banks of the Ohio River. This and its historic architecture result in the city being commonly referred to as “Paris of America”. The cost of living in Cincinnati is 3% lower than the Ohio average, and 11% lower than the national average. Two-thirds of the American population live within a one-day drive of the city, and there are many activities that attract visitors year round. The Cincinnati Zoo, the second oldest zoo in the United States is one such attraction, along with professional theater and sports events. This makes for busy road and a lot of traffic congestion, so it is important to understand all the options for cheap car insurance Cincinnati has to offer.

The Cincinnati Police Department has more than 1,000 sworn officers, and before the riots of 2001, Cincinnati’s overall crime rate had been dropping steadily. After the riot, violent crime increased, but crime has been on the decline since. However, the overall crime rate in Cincinnati is 125% higher than the national average, and property crime is 113% higher than the state average and 122% higher than the nation’s average. These statistics can affect your insurance rates, so be sure to ask for any discounts available to off set these costs.

How Can I Attain The Best Insurance In Cincinnati?

The best way for you to attain great insurance is to talk with a broker. These professionals work for you, the consumer instead of the insurance company. This way you know that they have your best interest at heart.

A broker can tap into their network of insurance companies to find you the best rates and the best discounts. You should also become aware of the laws in your state. Car and motorcycle insurance are mandatory, but what else is? Know the amount of insurance you will need before you call a broker. This will speed u the process and get you in and out faster.

Let’s see what kind of insurance policies you might be looking for.

The Insurance Research Council has found that as many as 15% of Ohio drivers have failed to carry car insurance in recent years. Failure to present proof of insurance while driving results in immediate license plate suspension and a minimum fine of $500.

  • Ohio mandatory minimum coverage for bodily injury or death of one person in an accident is $20,000.
  • Ohio mandatory minimum coverage for bodily injury or death of more than one person in an accident is $40,000.
  • Ohio mandatory minimum coverage for damage to property of another person is $15,000.

The minimum coverage may be all the law requires, but Cincinnatie is a highly populated city with very busy highways. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Cincinnati can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation In Cincinnati

There are a number of public transportation options in Cincinnati, including a new streetcar system which opened in September 2016. The mile-long Cincinnati Skywalk, which was completed in 1997, remains a viable way to traverse downtown on foot. Cincinnati is served by the Southwest Ohio Regional Transit Authority (SORTA), the Transit Authority of Northern Kentucky (TANK) and the Clermont Transportation Connection. The number of people who take public transportation in Cincinnati is 56% higher than the national average, and the average travel time to work in Cincinnati is 13% lower than the national average