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Part of Charlotte’s MSA, Gastonia’s population has grown by almost 10% over the past decade to its current rate of over 71,000 residents. This growth means that insurance companies have had to review their rates often, which can be good and bad. It’s good in the sense that the rates are fluctuating so there’s a good chance you can find a better deal if you shop around. It’s bad in the sense that the average price is probably rising as the population density increases. The more cars there on the road, the more you pay for insurance (due to the fact that the accident risk increases). If you haven’t re-shopped your rates in six months or more now is the best time as there are more an d more options for cheap insurance Gastonia can offer.

The botanical gardens and state parks attract a lot of visitors throughout the year, as does the city’s shopping centers. This can increase traffic congestion which also increases crime and accident rates. While auto theft rates have fallen from their 2004 peak, there are still around 200 cars stolen each year. This tends to increase the cost of certain auto insurance coverages like Comprehensive (part of a “full coverage” package).

The city’s bus service operates a fixed-route system which is growing into a viable option for daily commuters. If you can find a way to leave your car at home you can usually save additional money on your auto insurance. This is because the less miles you put on your car each year, the less your rates will be.