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Las Cruces
Las Cruces is not only the second-largest city in New Mexico, it is also home to Virgin Galactic (the first company to offer commercial spaceflights)! A large portion of the city’s residents are employed by the federal government (which might make you eligible for a discount on your auto insurance if you’re one of them), but the city also has an agricultural sector and a number of nearby colleges and universities. The cost of living is about 12% lower than the New Mexico average, which also extends to the number of options for cheap insurance Las Cruces can offer.

Factors that affect your rates in Las Cruces: