Located just next to Reno, Sparks has a lot of economic ties to the more well-known tourist destination. In fact, a large portion of the city’s population actually works in Reno since it is the economic hub for the region. However, Sparks is growing at a rapid pace and will become better known as time goes by. The population has almost doubled over the past 20 years. So if you’ve seen your rates change each year, that’s probably why. New population data, as well as demographic shifts, changes in crime and traffic rates, and accident statistics all affect how insurance companies rate your city. The best way to save money is to compare as many options for cheap insurance Sparks can offer.
There were 240 cars stolen in 2012, making it advisable to carry comprehensive coverage on your vehicle.
Traffic heading towards Reno can get bad, so if your daily commute takes you in that direction it’s a good idea to increase your liability limits. The more you drive each year the higher your risk of causing an accident.
The southwest part of town has the highest population density, since it’s closest to Reno. This means that rates will be higher there because there are more cars on the road and more daily drivers. If you’re thinking of moving, keep this in mind. You can get quotes for multiple zip codes using our online tools.
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For California residents, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.