Reno, Nevada is known for its casino culture, and its proximity to California’s Lake Tahoe. It used to attract more gamblers than any city in the West, until Vegas hit its boom. The city hit a low point a few years back, but has quickly rebounded, adding new tourist destinations and heavily investing in its infrastructure, including a number of sports teams. This bounce back has the extra advantage of adding new options for cheap insurance Reno agents can offer.
Here are some factors that affect the cost of your auto insurance.
Public transportation. By all accounts, Reno’s public transportation could use some improvement, but so can the city’s roads! Forcing more drivers to commute by car means higher rates for auto insurance.
Auto theft rates. There were almost 900 cars stolen in Reno in 2012. That’s an almost 25% increase over the previous year. Until those rates go down, and stay down, you can expect to pay more for full coverage in the city.
Your neighborhood. Rates can vary based on zip code. Crime is generally higher toward the city center, but the further you get from it the lower the number incidents and the lower your insurance rates.
Cost of living. Overall, Reno’s cost of living is about 6% lower than the national average. It is inflated a bit because it is a tourist destination, but this is a far cry from cities like San Francisco or New York. Overall, this helps keeps your auto rates from inflating too much.
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