While the city’s boom might be slowing, there are still plenty of ways to find all the cheap insurance Las Vegas can offer. Knowing a bit more about your city can help you save money.
Despite the city’s reputation as a party city, the city is a much safer place to drive than many other US areas. However, those auto accidents that do take place can be pretty severe, especially in a city that boasts a 24-hour culture and attracts tourists by the millions. DOT research shows that around 40% of all car accidents in Las Vegas are caused by drunk drivers (with an average blood alcohol content of .51).
Perhaps as a result, the state of Nevada recently increased the penalties for driving without insurance. According to the DMV, there is no grace period for lapses in insurance coverage, and the fine for a first time offense isn’t cheap (it’s a $250 reinstatement fee). This fee can clime as high as $1,750 for repeat offenders with lapses of 181 days or more.