Consistently ranked as one of the nation’s best cities for businesses and careers, Lincoln is also the second-largest city in the state of Nebraska. Quality of life here is good, and so is the cost-of-living. Housing costs are low, as are the options for cheap insurance Lincoln has to offer. There are plenty of ways to save even more money though, if you know where to look.
Here are some tips for life-long Lincoln residents, or people thinking of moving to “Star City”:
Ways to Save in Lincoln
- Know your area: While you’ll be hard-pressed to find a neighborhood with bad crime in the city, there will be slight variations in premium from neighborhood to neighborhood. Whether you’re looking at Antelope Park, College View, Haymarket, or Yankee Hill, be sure to get quotes in each zip code before making your decision.
- Leave your car at home: Public transportation has many benefits, including a less stressful commute, and lowered risk of auto accidents. The less miles you drive each year, the less your insurance company will charge you.
- Know your budget: Figure out how much you can afford to spend on your auto insurance, and choose your coverages accordingly. You can usually get higher liability limits (for example) for just a few dollars a month, and this will give you a greater degree of protection than some of the other optional coverages.
Shop Around!
Take a few minutes every few months to compare rates. Insurance companies are always submitting new rates, and there’s always a good chance this will affect you in a positive way. With so many ways to shop online, it really is easier than ever. All we need to start sending you comparison quotes is your zip code!
