Columbia’s population has grown by 28.4% since 2000. The presence of the University of Missouri will always draw large crowds to Columbia throughout the years, both students and parents, as well as fans of the Missouri Tigers (the state’s only Division 1-A team). The True/False Film Fest and the city’s historic museums both draw tourist traffic to Columbia each year. Because it is a college town, a large portion of the city’s population are students. This is taken into account when insurance companies calculate rates for a region, and could mean higher liability rates (younger drivers are a higher insurance risk). If you are a student or just want to re-shop your policy it pays to take a look at all the options for cheap insurance Columbia, Missouri can offer.