Unlike some of Detroit’s other suburbs, Sterling Heights has managed to keep its crime rate extremely low (half the national average). In fact, it once ranked as one of the nation’s safest cities! Residents stay for the small town feel, and the stable, community feel of the city. Because the population has remained pretty steady for the past decades, insurance rates have stayed pretty steady as well. That’s not to say you shouldn’t shop around! Comparison shopping is the easiest, and most effective way to save money. If you have a few minutes, enter your zip code below to start seeing the options for cheap insurance Sterling Heights has available.
Did you know?
- You can lower your premiums by putting less miles on your car. Many commuters who carpool, or take public transportation (like SmartBus) lower their individual accident risk, which results in lower auto insurance prices.
- There were only around 160 cars stolen in Sterling Heights in 2012. While this number is low, we still recommend installing an alarm on your car if you don’t already have one. They’ve become standard in late-model vehicles, and many insurance companies offer discounts on your full coverage rates if you have one.
- The southwest section of the city has double the population density of the northwest. This means more cars on the road, which can lead to an increase in liability coverage rates. If you’re moving within Sterling Heights you should check rates for your new zip code beforehand, so you know what to expect.