Livonia, despite its proximity to blighted Detroit, has none of the larger city’s crime or traffic problems. In fact there were only 200 cars stolen in 2012. Combined with the city’s other crime statistics, the numbers add up to a rate that is about half the national average. This is good news if you’re in the market for a new policy. There are a number of options for cheap insurance Livonia agents can offer, and the best way to lower your rates is to comparison shop.