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Cambridge is definitely a college town, with two of the nation’s most famous universities having their homes in the city (Harvard and MIT). This raises the overall education level of the city, which means more residents will be eligible for higher education discounts on their auto policies. The city also weathered the economic crisis very well, and home values remained steady. Traffic can get bad, especially if you are commuting out of the city into one of the surrounding urban areas for work. But residents who live in and work in Cambridge don’t see much traffic delay. If you are shopping for a new quote, be sure to explore the many options for cheap insurance Cambridge has to offer.

Facts about Cambridge:

  • Neighborhoods will have different rates based on things like crime rates, traffic patterns, and population density. For example, Mid-Cambridge has a slightly higher crime rate than Aggasiz-Harvard so you might pay more for full coverage. West Cambridge is safer than Riverside, so your full coverage rates will probably be lower there.
  • Overall the property crime rates are very low in Cambridge. There were only a little over a hundred stolen cars in 2012. So in general your rates for comprehensive coverage in Cambridge will be lower than a larger city like Boston.
  • MBTA services the city, and there are also a lot of options for bike commuters. If you leave your car at home on your daily commute to work you will definitely pay lower rates for your car insurance. The less miles you put on your car each year the better.

Did you know?

  • Much of Fall River’s tourist traffic is due to Battleship Cove, the world’s largest collection of WWII ships.
  • While the city started as a textile town and remained a manufacturing hub for much of its history, the city is taking strides to diverse its economy in order to curb the last decade’s population decline.
  • the city is a transportation hub for the South Coast and Mount Hope Bay regions, which increases the amount of through traffic. Congestion isn’t too bad though, unless there is construction or an accident on one of the bridges.
  • Property crime rates have fallen in recent years and in 2012 there were only 273 stolen cars (compared to 553 in 2002). This helps keep the cost of comprehensive coverage low, which is good news for drivers who are considering buying a new vehicle.
  • In general the southern half of the city has a greater population density than the north, so rates will be a bit higher if you live there.