Things are looking up for residents of “beantown,” especially when it comes to finding the options for cheap insurance Boston can offer. The city has seen a significant decrease in auto thefts over the past decade (from 7,200 in 2000 to 1,624 in 2012), and the city has made great strides towards greater public safety. But as the capitol of Massachusetts and a popular tourist destination, the city can get crowded. It has always been an important transportation and manufacturing hub, so there are a lot of cars on the road each day. An esimated 2.2 million drivers hit the road during rush hour each day!
This sort of information is used by insurance companies to calculate the rates they charge in each city, so we believe it is important for our customers to know as well. We are committed to helping you find the lowest rates, and have put together the following tips in order to help:
#1 Most Effective Cost-Saving Tip
The best way to save money on your car insurance is now the easiest! Simply taking a few minutes every few months to recheck your rates, can potentially save you hundreds of dollars a year. With so many online tools available, it’s as basic as submitting your zip code.
You can compare the rates of the major national insurance carriers as well as Boston’s local agents.
Other Helpful Insurance Tips
- Carefully consider the coverage you need: Insurance professionals can help you with this, but it’s a good idea to know ahead of time what kind of coverage you want to buy. You may be looking for the Massachusetts state minimum, or you may want full coverage. Get the pricing for both because increased coverage is usually surprisingly cheap.
- Check multiple zip codes: This is especially important if you are planning a move. Beacon Hill residents will pay different rates for certain coverages than residents of Downtown or South Boston. Part of this may be the crime statistics, but a lot of it has to do with traffic and population density.