Even though it’s a suburb of Kansas City, Overland Park is the second largest city in Kansas! It’s also fairly affluent, with median household income of over $70,000. Combined with a cost of living that is 12% lower than the national average, residents have a greater degree of financial freedom that many Americans. That doesn’t mean you shouldn’t shop around though! Comparing the options for cheap insurance Overland Park has available can save you even more!
Much of the local economy is centered around the service industry, and the largest employer is Sprint. The current unemployeent rate is only 5%! This kind of date makes the city very attractive to new residents and as more people move in, insurance rates will continue to fluctuate.
Some Ways To Save
- Check your neighborhood data: For instance, crime is pretty low in the city as a whole (only 324 cars stolen in 2012), but some zip codes will be cheaper for certain coverages than others. For instance, the zip codes around the state line are generally more expensive to live in, but may have lower crime rates.
- Know your budget: Decide how much you want to spend on your insurance beforehand. This can give you some bargaining room if you are speaking with a broker but, more importantly, will help you consider your coverage options carefully. Many customers will forgo extra liability in favor of other coverages, even though the liability portion of your policy can give you more financial protection.
- Ask your agent about additional discounts: A list of ones you may be overlooking can be found on our auto insurance guide.
The #1 Way To Save!
Get as many comparison quotes as possible. The more companies competing for your business the better, and now it only takes a few minutes! All we need from you in order to start is your zip code!