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As the city grows, the number of choices for cheap insurance Indianapolis offers grows with it. The capital of the great state of Indiana has grown to a population of around 800,000. However, growth comes with its downside. A recent spike in violent crime has led to some negative press, and insurance rates have adjusted as a result, so now is a great time to re-shop your auto policy.

Buying Tips

  • Know what you need: If you are a new driver, or new to the city, our Indiana page has a guide to the state’s minimum liability requirements.
  • Know your neighborhood: Meridian-Kessler and Golden Hill are going to have drastically different rates than Irvington or Broad Ripple
  • Ask about discounts: Your agent or company won’t automatically know if you are a member of a credit union, motor club, or have taken state approved safety courses. The more information you can offer your insurance company, the more discounts you may be eligible for.
  • Ask about fees: Some companies will charge monthly billing fees or early cancellation fees. Make sure these are disclosed up front so there aren’t any surprises later.

The #1 Way to Save Money On Your Car Insurance!

The single best way to get the lowest rate is to compare as many quotes as possible. This used to take hours, having to call company after company, agent after agent. Now it’s as easy as submitting your zip code online, filling out some key pieces of information, and waiting for companies to compete for your business!