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The average commute for residents of Hammond to their places of work is nearly 30 minutes. These kind of traffic conditions generally result in an increase in the average cost of auto insurance, so it’s important for residents to constantly be re-shopping their auto policies. We recommend doing this at least twice a year. That way you can always be sure you are paying the lowest price for the coverage you need. With so many online tools at hand, it’s easier than ever to compare the options for cheap insurance Hammond can offer.

Here is some information about your city that can help you save:

  • There were almost 370 cars stolen in 2012. For a city of Hammond’s size, that’s not the best statistic and could result in an increase in the cost of comprehensive coverage.
  • Public transportation options in Hammond include the South Shore Line commuter rail, which connects the city to Chicago and South Bend. NIRBA also provides bus service in Hammond. All in all there are a number of options for commuters who want to avoid using their car for their daily commute. Drivers who do so usually save a lot on their policies, since the more miles you put on your car each year, the more you pay.
  • There are also a number of colleges and universities in the area. If you are a student who gets good grades you probably qualify for the Good Student Discount. If you are an educator you may qualify for the highly-educated or highly-skilled worker discounts (this might have a different name depending on your insurance company).