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Peoria is equal distance from Chicago and St. Louis, and the county seat of Peoria County, Illinois. The city is the largest on the Illinois River, and many residents spend a lot of time enjoying water activities like skiing, rafting, or fishing. Much of the local economy is centered on retail trade and manufacturing (Caterpillar Inc. is headquartered here). The cost of living in Peoria is 8% lower than the Illinois average, and 10% lower than the national average. The Peoria Civic Center is a big draw for visitors, and includes an arena, convention center, and a theater. In 2007  a $55 million renovation and expansion was completed,with meeting halls, a theater, and a ballroom. The overall crime rate in Peoria is 57% higher than the national average, although the number of total year over year crimes in Peoria has decreased by 6%. Over 81 percent of the residents prefer to drive their own car, and the three major highways in Peoria are frequently congested. This makes it especially important to explore all the options for cheap car insurance Peoria can offer, as well as any discounts you may qualify for.

Peoria Insurance Requirements

The Insurance Research Council has found that as many as 15% of Illinois drivers do not carry car insurance. Failure to present proof of insurance while driving results in immediate license plate suspension and a minimum fine of $500.

  • Illinois’ mandatory minimum coverage for bodily injury or death of one person in an accident is $20,000.
  • Illinois’ mandatory minimum coverage for bodily injury or death of more than one person in an accident is $40,000.
  • Illinois’ mandatory minimum coverage for damage to property of another person is $15,000.

The minimum coverage may be all the law requires, but Peoria is a highly populated city with very busy highways. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Peoria can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation In Peoria

Public bus service is provided by the Greater Peoria Mass Transit District, which operates 21 bus routes under the name CityLink, that serve the city, Illinois Central College and much of East Peoria, Illinois, Peoria Heights, West Peoria, and points between Peoria and Pekin. Metro Peoria is served by ten common carrier railroads, however, there is no passenger rail connecting Peoria to other urban centers. The number of people who take public transportation in Peoria is 34% lower than the national average. Remember, the less you drive the cheaper your rates, so if carpooling, biking, bus, or train is an option for you, it can save you a significant amount of money.