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Bolingbrook is a southwest suburb of Chicago,and is the 17th largest incorporated place in Illinois and the state’s 2nd largest village. The city was listed in the Top 100 places to live in Money Magazine 2008 and 2010. The city has plenty of opportunity for outdoor recreation, including the Boughton Ridge Golf Course, a 9-hole course owned by the Bolingbrook Park District. The overall crime rate in Bolingbrook is 47% lower than the national average, and Bolingbrook is safer than 61% of the cities in the United States. The cost of living in Bolingbrook is 8% higher than the Illinois average, and 6% higher than the national average. The median home price is $209,500, which is 21% higher than the national average. The city is bisected by 3 major freeways, Interstate 55, Interstate 355, and Historic Route 66, giving it quick access to Chicago’s busy lifestyle. These facts plus the slightly higher cost of living make it especially important to explore all the options for cheap car insurance Bolingbrook has to offer.

Bolingbrook Insurance Requirements

Illinois rates as a much safer state than many as far as traffic goes. DUI rates are lower (10% of the Florida rate, for instance). Insurance costs are still higher than average, due in part to the state’s uninsured motorist rates, which are considered one of the biggest factors in insurance costs.

  • Illinois’ mandatory minimum coverage for bodily injury or death of one person in an accident is $20,000.
  • Illinois’ mandatory minimum coverage for bodily injury or death of more than one person in an accident is $40,000.
  • Illinois’ mandatory minimum coverage for damage to property of another person is $15,000.

The minimum coverage may be all the law requires, but Bolingbrook has a large population, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for
the best cheap car insurance Bolingbrook can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation In Bolingbrook

There are 2 airports and 7 Amtrak train stations within 30 miles of the Bolingbrook city center. Like most of Chicago’s suburbs, Bolingbrook enjoys low crime rates, fairly low population density (only 73,000 residents), and a fairly easy commute. Especially for those residents who utilize public transportation. The average travel time to work in Bolingbrook is 26% higher than the national average, so leaving your car at home every day can save you a lot on your auto insurance because your accident risk decreases exponentially.