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Augusta: land of golf, peaches, Southern hospitality, and an almost 10% unemployment rate. Augusta’s cost-of-living is a full 17% lower than the national average, and 12% lower than the state average. This goes a long way toward keeping insurance rates down, so customers have an easier time finding the choices for cheap insurance Augusta can offer. However, there are certain facts about Augusta than can heavily affect your insurance rates, and we believe the more you know, the better your chances of lowering your costs.

Augusta Insurance Facts

  • Augusta Public Transit, while helpful in some areas of the city, doesn’t service many parts. This means residents are heavily reliant on their automobiles, raising the overall cost of liability insurance in the area.
  • There are over a dozen major highways and state routes crossing in and around the city, increasing the reliance on cars.
  • Augusta-Richmond county saw almost 2,000 auto thefts in 2012, increasing the cost of full coverage insurance.
  • Rates can vary a lot between neighborhoods. Insurance will probably be a bit higher in Bethlehem or Turpin Hill, while lower in areas like Pepperidge and Montclair.

The Best Way to Save Money

The #1 cost-saving tip we have learned over the past 30 years of helping our customers shop is that you save the most money when you comparison shop. Getting quotes from multiple companies not only gives you a good idea of the overall cost in your area, but will ensure you are finding the cheapest price for your coverage.

We have developed some great online tools to help you shop, and all we need to get you started is your zip code below!