Miami Beach is a resort city in Miami-Dade County, Florida. It has a 2015 estimated population of around 92,312, and sits on a number of islands that separate it from Miami City. It is perhaps best known for its South Beach neighborhood which has long been a tourist spot (particularly for the Spring Break crowd). Because of the city’s tourist trade, it is the main commercial sector for the region. This also means higher insurance rates than the rest of the state, because so many drivers are condensed in such a small area. If your rates have gone up, it’s probably time to look at the number of options for cheap car insurance Miami Beach can offer. All you need to start shopping is your zip code!