New Haven is the main city in Greater New Haven metro area (which has a total population of around 860,000). Because of this population density, there are many more cars on the road than other comparably sized cities. There has been a recent federal and state grant to construct a new commuter rail line which should help alleviate much of the traffic problems in and around New Haven. This can also help lower insurance costs, which are quite a bit higher in New Haven than the rest of Connecticut. Residents can save a lot of money by taking a few minutes to look over the choices for cheap insurance New Haven agents have to offer.