We have a special fondness for Hartford, as it is considered the “insurance capital of the world.” It is the city’s largest industry and employs the highest number of residents. This doesn’t necessarily give Hartford residents an advantage when shopping for a new policy however. We still recommend you search out all the options for cheap insurance Hartford, and national companies can offer. Comparison shopping is still the best way to save money. This is especially true now that the majority of insurance companies are licensed in multiple states, and you can get quotes online in just a few minutes.
Insurance tips for Hartford residents:
- Hartford’s cost of living is lower than the state’s average by a good margin. This extends to the average cost of auto insurance, which is also lower in Hartford than in the rest of the state.
- Hartford has had some issues with property crime. While the rate of auto thefts has been going down for the past few years, there were still over 800 cars stolen in 2012. This has a big impact on full coverage rates, so you might look for ways to save on other coverages if you need to insurance your car for theft or physical damage.
- The city is close to some major airports and rail stations. CTTRANSIT handles the area’s public transportation through its bus service. It’s not as extensive as other areas of the state though, so most Hartford residents are still heavily reliant on their automobile.
- Different parts of the city will have different rates for certain coverages. For instance, West Hartford is probably going to rate lower for liability than downtown.
