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Longmont was founded in 1871 and has experienced a number of population booms throughout its history. Even over the past decade the population grew by over 20% and shows no sign of stopping.

This means insurance rates are being frequently adjusted, so lock in a low rate while you can. If you take a couple minutes to compare the options for cheap insurance Longmont can offer, there’s a good chance you can save some money.

Because of the city’s proximity to Boulder and Denver there are a number of public transportation options, mostly through RTD and FLEX buses. If you are one of the many commuters who can use this as an options, we suggest doing so. Putting less miles on your car every year usually equates to a lower annual auto insurance premium.

Many of the city’s residents are employed in the education, technology, or health care industries. This means that many of them will also qualify for either the highly-skilled, highly-educated, or other professional discounts. Be sure to ask your agent or insurance company what they offer in terms of professional discounts. They can be as high as 15% in some cases.

Property crime rates are low in the city. There were just over 100 cars stolen in 2012 which represents a slight drop from the previous two years. This means that full coverage rates are remaining low.

The city center has the highest population density, so if you live there you are probably paying slightly higher rates (this corresponds to the 80501 zip code).