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Centennial is ranked as the 15th safest city in the country. This is wonderful and we commend the citizens of Centennial for their efforts. This safety level helps keep insurance rates down a lot as well. So if you’re shopping for a new policy, be sure to look at all the options for cheap insurance Centennial can offer!

The city is the 10th largest in Colorado, and is only 13 years old, having been incorporated in 2001. Residents enjoy its low sales tax rate (2.5%) and the beautiful surrounding natural scenery. As part of the greater Denver metro area, many residents commute out of the city every day, which can add some traffic congestion, but it’s not too bad. The only downside is that there isn’t much public transportation so residents are forced to rely on their car which can bring the average insurance rate up.

There were only 77 cars stolen in 2012, which goes a long way toward keeping the price of comprehensive coverage low! The city is pretty spread out, so rates can change in different neighborhoods. While there aren’t any “bad” parts of town, there are definitely some very affluent, “high-value” neighborhoods. Since those tend to come with a higher average vehicle value, you might want to consider adding some extra liability coverage. Colorado has specific requirements you must meet, but additional coverage is usually cheap.

If you’re in traffic along I-25 and end up rear-ending a Mercedes or BMW, you want to make sure you have enough property damage liability to cover the damage!