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Tustin is located in central Orange County approximately two miles north of Orange County’s John Wayne Airport. The city is a very popular place to live, with hillside areas which offer sweeping panoramic views of the Pacific Coast and Saddleback Mountains, prime commercial, industrial, and residential development, and one of the oldest historical “old towns” in Orange County. The cost of living in Tustin is 12% higher than the California average, and 53% higher than the national average. Tustin is transected by two major regional freeways, the I-5 (Santa Ana) Freeway, and the SR-55 (Costa Mesa) Freeway. Both of these freeways are well known as high risk traffic areas, and busy commute roads. The high cost of living and the busy freeways make it especially important to understand all the options for cheap car insurance Tustin has available.

Tustin is safer than 56% of the cities in the United States, with and overall crime rate that is 21% lower than the national average. Property crime is 20% lower than its state’s mean, and 16% lower than the country’s average. The Tustin Police Department has nearly 100 Sworn Police Officers and 55 Civilian Support Personnel. Low crime rates and a strong police force have a very positive impact on insurance premiums for Tustin residents.

Tustin Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Tustin has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Tustin can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Tustin Public Transportation

There are 3 airports and 12 Amtrak train stations within 30 miles of the Tustin city center. Daily Metrolink service is available, with connections to Amtrak Pacific Surfliner stations. The station is serviced by OCTA bus routes 70, 90, 472 and 473. Fortunately for Tustin residents, the average travel time to work in Tustin is 8% lower than the national average. The number of people who carpool to work in Tustin is 15% higher than the national average, which is a great way to keep down the yearly mileage on your car. Low mileage discounts can save you a significant amount on you auto insurance premiums.