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City of arts and innovation, Riverside is located about 60 miles east of Los Angeles. It was named for its proximity to the Santa Ana River and is the 12th most populated city in California. Because it is such a large city, it’s important to compare all the options for cheap car insurance that Riverside can offer.

Recommended Insurance Coverage in Riverside

Because auto theft and property crime is so high in and around all metropolitan areas, Comprehensive Coverage is highly recommended. This covers your vehicle for damage resulting in anything other than collision, including vehicle theft, vandalism, glass breakage, and damage resulting from natural events (if a tree falls on your vehicle for instance).

Uninsured Motorist Coverage is also recommended state-wide, because of the high number of drivers who can’t or don’t purchase auto insurance.

Also, because vehicle values in big cities are significantly higher than the national average, drivers are advised to carry increased liability limits. State law only requires $5,000 for Property Damage Liability. If you hit a car like a Mercedes or a BMW, $5,000 is far from adequate to cover most damage.

Tips For Finding the Right Insurance

The first and best tip when purchasing car insurance is to compare the rates of multiple companies.

If you receive an insurance quote from a company you have never heard of, it doesn’t mean they aren’t reputable. The best way to be sure you are with a financially strong company is to check with one of the financial/credit rating companies like A.M. Best or Moody’s. There you can quickly look up an insurance company’s financial rating and determine whether you want to do business with them.

Of course, as we all know, keeping your driving record clear, avoiding accidents, and always driving safely, remain the most effective ways of keeping your car insurance rates low. Keep in mind there are plenty of discounts available that many consumers don’t think about. Did you know that being a member of a Credit Union will usually give you a discount on your insurance? Many occupations will give you a discount as well, so be sure to ask if your job or your education level qualifies you for a lower price.

Riverside, California is a city near Los Angeles. Riverside has been around for a long time. To be more precise, it was incorporated on October 11, 1883. It is safe to say that Riverside has some rich history and there is a place where you can go to look into it. It is called Mission Inn Museum. The museum features Riverside’s history and lasting impact on the community. It is also a very credible hotel. During the holiday season, families and couples like to go to the hotel due to their prominent lights. They even have a fair-like scene in the center near the hotel and museum. Riverside is also home to some pretty cool hiking spots. Mount Rubidoux is a great trail for residents and tourists. At the top of this trail, you are greeted with a peace sign and an american flag waving in the air. Most importantly, the view at the top is what makes the hike worth while. It is like the whole inland empire is on display. 

The cost of living in Riverside is relatively low compared to the California average. Living in Riverside gives residents a heavy suburban feel. Most people living in the city own their own homes. There is plenty of shopping and parks and many residents in Riverside are young professionals.