Red Bluff sits perced along the Sacramento river, dissected by Interstate 5, and is the county seat of Tehama. The closest large city is Redding, which is 30 miles north on the Interstate 5, and Chico is 45 minutes south. The cost of living in Red Bluff is 26% lower than the California average, and housing is 18% lower than the national average. Because it is somewhat isolated, more than half of the residents work locally, or even telecommute, which means they don’t even have to get behind the wheel to get to work. Many are employed in administrative, healthcare, and retail jobs. Living anywhere in California is pretty expensive, and it is important to save where you can, so check often for all the options for cheap car insurance Red Bluff has available.
The Operations Division is currently commanded by one Captain and staffed with four sergeants, nine police officers, one dispatch supervisor and four dispatchers. The overall crime rate in Red Bluff is 177% higher than the national average, and property crime is 171% higher than the California average. There are 2.2 police officers per 1,000 residents, which is 37.8% less than the California average. Crime rates are important statistics used in determining the cost of insurance premiums.
Red Bluff Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Red Bluff has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Red Bluff can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Red Bluff Public Transportation
There is 1 airport and 3 Amtrak train stations within 30 miles of the Red Bluff city center, and the number of people who carpool to work in Red Bluff is 39% higher than the national average. In addition to increasing stress levels and affecting overall health, many people don’t realize the time it takes to get to work also impacts your insurance premiums. Insurance providers ask this question to gauge the risks you face on the road. Typically, the farther you commute, the longer you’re on the road, and that increases your risk of being involved in an accident. Greater risk means you’ll pay a higher auto insurance premium.