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Perris is located 17.6 miles south of Riverside, California, and was named in honor of Fred T. Perris, chief engineer of the California Southern Railroad. With the construction of Lake Perris in the late 60’s and early 70’s, Perris became attractive as a recreational area. In addition to the lake’s activities, Perris’ hot air ballooning, the Orange Empire Railway Museum, and skydiving activities attract international recognition, and a lot of visitors. The cost of living in Perris is 19% lower than the California average, and 10% higher than the national average. The cost of housing in Perris is 6% higher than the national average, which is pretty good when compared to many other cities in the area. It is still California, so cost of living and traffic make it very important to explore all the options for cheap car insurance Perris has available.

The overall crime rate in Perris is 6% lower than the national average, and the city is safer than 43% of the cities in the United States. Property crime is also low, at 7% below the California average and 2% lower than the national average. Perris contracts with the Riverside County Sheriff to provide police services, and is now home to Riverside County’s newest Sheriff’s station. This station also serves the contract City of Canyon Lake, as well as the unincorporated communities of Glen Valley, Mead Valley, Woodcrest, Romoland and Sun City.

Perris Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident


The minimum coverage may be all the law requires, but Perris has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Perris can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Perris Public Transportation

There is 1 airport and 6 Amtrak train stations within 30 miles of the Perris city center. In June 2016 the 91 Line of the Metrolink Greater Los Angeles commuter rail was extended from Riverside to Perris, connecting it to Downtown Los Angeles and the rest of the megalopolis. The number of people who carpool to work in Perris is 57% higher than the national average, and carpooling is a great way to keep down the mileage on your car, and low mileage discounts can save you a significant amount on you auto insurance premiums.