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Located on California’s South Coast, Oceanside is a beautiful coastal city with a population of 174,558. It is the third-largest city in San Diego County, roughly the same distance from Aliso Viejo as it is from downtown San Diego. Averaging up to 31 minutes, the commute times in Oceanside CA are growing. Oceanside is a popular destination for surfers and tourists and can get especially crowded in the summer. If you are a resident here, remember that miles driven, local traffic and commute times can all contribute to your insurance rates. Take time to look at as many options for cheap car insurance that Oceanside can offer, Especially if you’re a member of the military or a veteran!

Interesting facts about Oceanside

Because of its proximity to the Marine Corps Base Camp Pendleton, a large chunk of Oceanside’s population is employed by the military industry. While the cost of living is 21% higher than the national average, Oceanside is fairly affordable as far as beach cities go. The city is a great surfing spot, and is even home to the California Surf Museum.

Oceanside is a beach town devoted to preserving its historical elements. Residential areas like downtown (built in the 1890s), South Oceanside (built in the 1920s and 1930s), and developments east of Interstate 5 (built after World War II) are preserved and remodeled when these houses are considered to have historical value. These houses sometimes appear in the most amazing places, like the movie Top Gun with Tom Cruise!

There were 362 cars stolen in 2014, that’s down from 445 stolen in 2012. The cities crime rate is about even with the national average, which is pretty good considering some of the surrounding Southern California cities.

Some ways to save in Oceanside

Put less mileage on your car and take Amtrak’s Surfliner up and down the coast! You’ll be able to take in some of Southern California’s best views without having to worry about traffic. The Good Driver Discount is the most important car insurance discount you can get, so keep your record clean. Review your insurance policy every six months, as there are a variety of other less-known discounts, such as the military discount, student discount, and affinity discount, that change often.

Explore Oceanside 

Oceanside has a ton of variety when it comes to activities. When the ocean is involved, there are plenty of tours to see different types of marine life. Now when you head a little bit more inland, the Mission San Luis Rey is something to consider. Oceanside has plenty of diversity which brings these beautiful excursions to life. If you are feeling like you want to be out on the water for the day, there is a great whale watching tour you can take. Now this is obviously seasonal as you have to work around the whales schedule but this is highly recommended when the time is right. It is really affordable as well, priced at $39 for 2 hours of sighting and a brief history of Oceanside. Corporate events are even knows to rent out a tour and take the company out on the water. 

If the ocean isn’t your thing, exploring the mission as stated above, is something that is heavily recommended. You get to learn the rich history of Mission San Luis Rey. Founded in 1798, the mission is one of the biggest adobe structures in southern California.  

Housing Trends in Oceanside

The average size for an Oceanside, CA apartment is 851 square feet, but this number varies greatly depending on unit type, with cheap and luxury alternatives for houses and apartments.  The average rent for an apartment in Oceanside is $1,905 and that is a 6% increase from the previous year. 

 73% of people in Oceanside own their homes. The housing market in Oceanside is extremely competitive. Many homes get multiple offers, some with waived contingencies. The average price for a home is around $600,000 and that is up around 12% from last year.