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Morgan Hill

Morgan Hill is an upscale residential community and part of Santa Clara County. Located at the southern tip of Silicon Valley, in the San Francisco Bay Area, it is one of the most expensive places to live in within the United States. The city has a concentration of wealth, along with several high tech companies, including Anritsu, Flextronics, Velodyne LiDAR, and TenCate Advanced Composites. The cost of living in Morgan Hill is 28% higher than the California average, and 75% higher than the national average. The cost of housing in Morgan Hill is 188% higher than the national average. Living anywhere in California is pretty expensive, and it is important to save where you can, so check often for all the options for cheap car insurance Morgan Hill has available.

Morgan Hill is safer than 59% of the cities in the United States, with an overall crime rate that is 35% lower than the national average. Property crime is 35% lower than the average of California and is 32% lower than the national average. Morgan Hill Police Department has 39 sworn officer positions, 6 paid reserve police officer positions, and 20 non-sworn support positions. The department also has an award-winning Police Explorer Program for the youth of Morgan Hill. Low crime rates and a strong police force help keep down insurance costs for Morgan Hill residents.

Morgan Hill Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Morgan Hill has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Morgan Hill can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Morgan Hill Public Transportation

here is 1 airport and 5 Amtrak train stations within 30 miles of the Morgan Hill city center. The average travel time to work in Morgan Hill is 23% higher than the national average, which makes it very important for residents to take advantage of public transportation whenever they can. The Santa Clara Valley Transportation Authority provides local buses and express buses from Moragan Hill to Gilroy, San Martin, San Jose, Santa Clara, and Sunnyvale. Caltrain provides weekday rush-hour commuter rail service. Public transportation or carpooling are the best ways to reduce you yearly mileage, and qualify you for discounts on your auto insurance.

Attractions in Morgan Hill

Morgan Hill is a city in Santa Clara County, California, at the southern tip of Silicon Valley, in the San Francisco Bay Area. If you are a person that is interested in the outdoors, then the Uvas Canyon County Park is the perfect place to experience that. This park is a great get-away canyon that offers some easy hiking along some beautiful trees. If you are into wine tasting and going to different wineries then California is the place for you; especially northern california. Castillo’s Hillside Shire Winery has a beautiful tasting room and it’s worth visiting all by itself. The winery is a private mansion that has plenty of different wines that you can taste. 

Originally a community of ranches and orchards, Morgan Hill really came along as a community. Morgan Hill is now a bedroom community for the high tech industries in Silicon Valley. This city is a great place to live and it has a very welcoming community. It is very expensive though but if you can afford it then you will never be disappointed. 

Housing Trends

Morgan Hill is known to have some of the most magnificent properties in the surrounding area. The average rent for an apartment in Morgan Hill is $2,390, a 1% decrease compared to the previous year, when the average rent was $2,417. The average size of an apartment in Morgan Hill is around 909 square feet which is quite large compared to some of the other cities in California. Over 97% of people who rent their living space in Morgan Hill pay more than $2,000 per month. That is quite high. 

The housing market is very competitive as well. The average price of home in Morgan Hill is around 1 million dollars. To find the perfect home in Morgan Hill, you can research the current market trends and home values.