Located 20 miles northeast of Los Angeles at the base of the San Gabriel Mountains, Monrovia is part of the San Gabriel Valley, just eight miles east of the City of Pasadena in Los Angeles County. Because of it’s proximity to Los Angeles, Monrovia has been used for filming TV shows, movies and commercials. The cost of living in Monrovia is 14% higher than the California average, and 56% higher than the national average. The cost of housing in Monrovia is 159% higher than the national average. It’s location also provides convenient highway travel for commuting and business shipping alike, and the 210 Freeway intersects Monrovia, with the 605 Freeway immediately to the east, connecting the city to the full metropolitan freeway system and transcontinental highways. High volume freeway traffic plus the high cost of living make it especially important to explore all the options for cheap car insurance Monrovia has available.
The Monrovia Police Department has 80 full-time police personnel, and a budget of $13 million. It also includes an Operations Division and a Detective Bureau. The overall crime rate in Monrovia is 30% lower than the national average, making it safer than 62% of the cities in the United States. Property crime is also low, at 29% lower than the California average and 25% lower than the national average. Low crime rates and a strong police force are very important in keeping down the cost of insurance for Monrovia residents.
Monrovia Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Monrovia has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Monrovia can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Monrovia Public Transportation
There are 4 airports and 14 Amtrak train stations within 30 miles of the Monrovia city center. Monrovia Transit, Foothill Transit (bus), Metro (bus and rail), all provide plenty of public transportation options for Monrovia. The average travel time to work in Monrovia is 10% higher than the national average, so it is unusual that the number of people who take public transportation in Monrovia is 56% lower than the national average. Carpooling or public transportation are the best ways to save time and money on your auto insurance.
Living in Monrovia gives you some great views of the San Gabriel mountains. The average rent for an apartment is $2,253, a 5% decrease compared to the previous year, when the rent was $2,371. The average size of an apartment in Monrovia is around 778 square feet. 55% of people pay $2,000 or more when it comes to rent each month. Compared to the other cities in Los Angeles County, Monrovia is one of the cheapest to live and rent in.
The housing market in Monrovia is super competitive. The average home price is around $830,000. Many homes get multiple offers and homes that are desirable by many can sell about 4% above listing price.