Enter your Zip Code to start your free quote


Martinez is the County seat of Contra Costa County, along the Sacramento and San Joaquin rivers. It is located on the southern shore of the Carquinez Strait in the San Francisco Bay Area. With 16 City parks and a Marina, there are plenty of recreational opportunities available to both residents and visitors. The cost of living in Martinez is 7% higher than the California average, and 46% higher than the national average. The median household income in Martinez is 60% higher than the national average, with Conta Costa County an Shell Corporation being the top employers of the city. With the city’s high cost of living, it is important to save where you can, so check often for all the options for cheap car insurance Martinez has available.

The overall crime rate in Martinez is 7% lower than the national average, and is safer than 53% of the cities in the United States. Property crime is 4% lower than its state’s mean, and 1% higher than the country’s average. There are a total of 47 Martinez police officers, along with additional support and volunteers. They also have a state of the art communications systems which allow officers to receive and respond to calls for service in a timely manner thereby enhancing public safety. Low crime rates means that residents will also enjoy lower costs on their insurance premiums.

Martinez Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Martinez has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Martinez can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Martinez Public Transportation

There are 2 airports and 16 Amtrak train stations within 30 miles of the Martinez city center. The County Connection is the primary local bus operator providing service throughout the area. Also, Tri-Delta Transit runs express service between Martinez and eastern Contra Costa County. The number of people who take public transportation in Martinez is 15% higher than the national average.  Carpooling or using public transportation is a great way to keep down the yearly mileage on your car, and get a discount on your auto insurance.