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At the heart of Southern California’s largely affluent “Orange County,” Irvine is filled with good schools, safe neighborhoods, and plenty of shopping. Cost of living in the city is almost 45% higher than the national average, but the median income is also over $90,000. Contrary to what you might think, there are still plenty of ways to save on options for cheap car insurance in Irvine. You might pay more for certain coverage in the city, but the low crime rate and light traffic help make up some of the difference.

Irvine is home to the University of California, Irvine, which is the second-newest campus (established 1965) in the UC system after University of California. The cities chamber of commerce has great information on Irvine as a place to vacation and as a destination for meetings, events and other business initiatives. Irvine has been rated one of the top cities for start-up businesses and its strong, fast-growing economy helped place Orange County as one of the top ten fastest growing job markets.

Driving in Irvine

Low crime rates are attributed to Irvine’s large and effective police force. However, for drivers this means an increased risk of traffic tickets. Make sure to obey all posted traffic signs and local traffic laws. California’s insurance requirements in Irvine are much lower than other states, but the penalties for driving without it can be steep. Most studies suggest that the rate of uninsured drivers in the state is close to 30%.

Streets and intersections owned by the city are fiber optically linked to the city’s Irvine Traffic Research and Control Center (ITRAC). Traffic cameras and ground sensors monitor the flow of traffic throughout the city and automatically adjust signal timing to line up traffic, allowing more vehicles to pass through fewer red lights. As a result of the signal timing, wide streets, and road layout, Irvine’s side streets are capable of handling a higher volume of traffic than other cities in Orange County. These attributes can help save you money on car insurance so review your insurance policy every 6 months to make sure you are getting the best and most complete insurance available.

Irvine’s Attractions

Irvine is a very unique and safe city with plenty of local activities. Located in Orange County, Irvine is one of the nicest cities around with an extremely low crime rate. The activities that the city offers are quite pristine. What seems to take the cake of Irvine is the Irvine Spectrum Center. Some people love outdoor malls and the spectrum center has everything you need from generic brands to some high-end premium brands. To give you some perspective, it has about 130 stores, restaurants and entertainment venues. It even has a movie theater inside of the outdoor mall. It’s a great family day activity and has some of the best shopping in Southern California.

 The cost of living in Irvine is quite high though but it comes with living in orange county. Irvine is located in such an ideal location with the beach being a short drive from the city. Living in Orange County will never be cheap. Even though the cost of living in Irvine is expensive, you are definitely paying for what you get. The quality of life is excellent and it is one of the wealthiest and safest cities in America. 

Housing Trends

Being in the heart of Orange County, Irvine can get very expensive very fast when it comes to buying property. The average rent for an apartment in Irvine is $2,468, a 4% increase compared to the previous year. The average apartment size is 913 square feet which is actually a little bigger than some other major cities. 88% of people who rent their apartments pay more than $2,000 each month which is pretty substantial. The most expensive neighborhood to live in is called Westpark. People are spending close to $2,500 to live there every month.

The housing market is no exception either when it comes to high prices. The average home price in Irvine is around 1 million dollars. Living in Irvine gives that dense suburban feel while experiencing the beach at the same time.