Highland is a located in San Bernardino County up against the beautiful San Bernardino Mountains. Much of West Highland mirrors its sister city San Bernardino as East Highland is relatively new and only developed within the past fifteen years. The cost of living in Highland is 14% lower than the California average, but still 18% higher than the national average. Highland is close to an array of skiing and other mountain recreational opportunities. The community is also only 45 minutes from Palm Springs and is located close to all of the Southern California’s other cultural and recreational attractions. There is also and extensive trail system that brings in many avid hikers and campers. Living anywhere in California is pretty expensive, and it is important to save where you can, so check often for all the options for cheap car insurance Highland has available.

The overall crime rate in Highland is 8% lower than the national average, and property crime is is 14% lower than its state’s mean, and 9% lower than the country’s average. The San Bernardino County Sheriff’s Department provides contracted police services to the city of Highland, and just opened a new police station in June, 2011. As of 2015, the number of total year over year crimes in Highland has decreased by 8%. This means lower risks for theft and vandalism, which helps lower the cost of insurance premiums.

Highland Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Highland has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Highland can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury


Highland Public Transportation

There are 9 Amtrak train stations within 30 miles of the Highland city center, and the number of people who carpool to work in Highland is 44% higher than the national average. The farther you commute, the longer you’re on the road, and that increases your risk of being involved in an accident. Lower your risk by utilizing public transportation or carpooling. Even just once or twice a week can help lower the cost of your premiums.


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