Danville is located 30 miles east of San Francisco in Contra Costa County. Danville is home to some of the most expensive real estate and exclusive country clubs in the nation, one of California’s wealthiest cities, and one of the wealthiest suburbs of Oakland and San Francisco. The cost of living in Danville is 50% higher than the California average, and 105% higher than the national average. Agriculture, forestry, fishing and hunting, and mining are the city’s top industries, and Costco is the top employer. Over 18,604 commute to work every day, which means heavily congested highways throughout the city. This and the high cost of living make it very important to understand all the options for cheap car insurance Danville has to offer, as well as any discounts you may qualify for.
Crime rates are important factors in determining insurance costs, and Danville is safer than 85% of the cities in the United States. The overall crime rate in Danville is 60% lower than the national average, and property crime is 58% lower than the state average and 56% lower than the national average. The Danville Police Department has 42 employees, as well as additional departments including administration, patrol, investigations, and Community Services. A strong police force and community involvement help keep crime statistics low.
Danville Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Danville has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Danville can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Danville Public Transportation
There are 2 airports and 19 Amtrak train stations within 30 miles of the Danville city center. The average travel time to work in Danville is 17% higher than the national average, so it makes sense that the number of people who take public transportation in Danville is 18% higher than the national average. The County Connection (CCCTA), Bay Area Rapid Transit (BART), and Bishop Ranch Shuttle bus also provide public transportation to Danville. If you can keep down the yearly mileage on your car, you can then qualify for a discount on your auto insurance