Cypress is part of Orange County, and ess than a 20-minute drive from Long Beach Airport. There are several other major attractions close by, like Disneyland and Knott’s Berry Farm, and Seal Beach is just 7.8 miles away from the center of Cypress. The cost of living in Cypress is 13% higher than the California average, and 54% higher than the national average. The cost of housing in Cypress is 152% higher than the national average, and the median household income is 57% higher than the national average. Cypress is surrounded by Interstates 5, 405, 605, and the 91, which are the busiest highways in Southern California. This plus the high cost of living make it especially important to understand all the options for cheap car insurance Cypress has available, and to make sure you get all the discounts you can qualify for.
Crime rates play a very important role in determining the cost of your insurance premiums. Fortunately for Cypress residents, the city is safer than 65% of all the cities in the United States, and the overall crime rate in Cypress is 33% lower than the national average. Property crime is also low, at 31% lower than the remainder of the state of California and 28% lower than the nation’s average. Cypress has it’s own police department, with 71 officers and several operations divisions like a K-9 Unit and a SWAT team.
Cypress Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Cypress has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Cypress can provide
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Cypress Public Transportation
There are 3 airports and 14 Amtrak train stations within 30 miles of the Cypress city center. The average travel time to work in Cypress is 14% higher than the national average, so it is a good idea to take advantage of public transportation whenever you can. OCTA’s bus system offers many different routes and can take you wherever you need to go in Orange County and beyond. The number of people who carpool to work in Cypress is 3% higher than the national average, which is a great way to keep down the yearly mileage on your car, and get a discount on your auto insurance.