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Concord

Concord is a major regional suburb of over 120,000 residents. It is the 8th largest city in the San Francisco Bay Area, just 29 miles east of San Francisco. Even though Concord has an overall crime below the national average, last year there were over 300 more car thefts than the year before. Many residents of this bedroom community commute to San Francisco for work, which leads to a lot of traffic congestion. Anyone living in the Bay Area should take the time to review their insurance policy every six months to make sure they are taking advantage of all the options for cheap car insurance that Concord has to offer.

About Concord

In 1813 wheelwright Lewis Downing opened his Concord wagon building business and was joined soon after by coach builder J. Stephen Abbot. Their business grew rapidly, making The Concord stagecoach the vehicle of choice for the Wells Fargo Company, which hauled both freight and passengers to the American West. The Abbot and Downing Company built over 3,000 coaches from 1826 until 1900. They received orders for their wagon from around the world, and also supplied wagons to the army during The Civil War. The wagons were in high demand, and were used as ambulances and to haul army supplies.

Like many rural cities in the Bay area, Concord was a large agricultural community. They grew grapes, walnuts, wheat, hay and tomatoes. It has just been over the last few decades that jobs within the city have increased. Headquartered in Concord are corporations like Round Table Pizza, and the regional offices of Chevron and Bank Of America. The economy has become much more diverse and includes a strong retail section.

Driving In Concord

The city is served by Interstate 680, and state highways 4 and 242. BART runs lines to S.F. and back and the train commutes usually only takes about 45 minutes (depending on where you get off in the city). An increasing number of residents are choosing this form of transportation. Especially when you consider that the less miles you put on your car each year, the lower your car insurance rates will be. The average driving commute takes about 30 minutes in Concord, so taking the train doesn’t add much time.
The Concord is close to bigger cities which is ideal if you are commuting to Oakland or San Francisco. Obviously, there is a lot of public transportation around these areas if you don’t have a vehicle.  There is also plenty of entertainment as you’re close to a major city in California.


Now that Concord is located in northern California, the cost of living there is quite high compared to the average in California and the nation. The median home cost is around $650,000 which can be pricey. Most people in Concord rent their properties. Most people that work in San Francisco live in the surrounding cities like Concord because living in the city is just too expensive for them. Overall, Concord is a cool little suburb just outside of San Francisco. It offers great commuting services to any where you would like within a reasonable distance. 

Housing Trends

Living in northern California can get really expensive really fast. The average rent in Concord is  $1,991 but 56% of people pay more than $2,000. This is quite cheap though compared to other cities located in northern California. The average size is around 815 square feet which is quite small compared to the rest of California.

The housing market in Concord is the most competitive. Most homes get multiple offers, often with some waived contingencies. Homes can sell 3% above listing price which is pretty insane. The average home price is around $750,000.