Campbell is located in the West Valley of Santa Clara County, and part of Silicon Valley, in the San Francisco Bay Area. Campbell is the original home of eBay, as well as the South Bay offices of the Federal Bureau of Investigation. The cost of living in Campbell is 36% higher than the California average, and 86% higher than the national average. Campbell is a suburban residential neighborhood of only 6.35 square miles, which explains why the cost of housing in Campbell is 223% higher than the national average. Like most cities in the Silicon Valley, Campbell has more than its fair share of traffic congestion. This plus the high cost of living make it especially important to explore all the options for cheap car insurance Campbell has to offer, as well as any discounts you may qualify for.
The city has its own police force, the Campbell Police Department,with 65 police officers and three specialized divisions. The Field Services Division, The Special Enforcement Division, and The Support Services Division work together to cover to cover all aspects of public safety. Even so, the overall crime rate in Campbell is 25% higher than the national average, and property crime is 28% higher than the state average, and 35% higher than the country’s average. Campbell is still safer than 37% of the cities in the United States, which helps keep the cost down on insurance premiums.
Campbell Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Campbell has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Campbell can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Campbell Public Transportation
There is 1 airport and 8 Amtrak train stations within 30 miles of the Campbell city center. Santa Clara Valley Transportation Authority, CalTrain, and BART all provide many options for public transportation in Campbell. The average travel time to work in Campbell is 7% lower than the national average, and the number of people who work from home in Campbell is 12% higher than the national average. Carpooling or using public transportation is a great way to keep down the yearly mileage on your car, and get a discount on your auto insurance.