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Bellflower is located to the south of the Los Angeles metro area, and the city’s name is derived from the bellefleur apple, which was grown in local orchards during the early 1900s. The cost of living in Bellflower is 4% lower than the California average, and housing in Bellflower is 75% higher than the national average. Most of the city’s 76,000 residents commute out each day, which means accident rates peak during rush hours. The average commute time in the city is well over 30 minutes, and there are millions of cars on the road in LA County each day. This also means that the area has some of the highest auto insurance rates in the nation. Taking a couple minutes to compare the many options for cheap car insurance Bellflower offers is the best way to make sure you have the insurance coverage you need.
The Los Angeles County Sheriff’s Department operates the Lakewood Station in Lakewood, serving Bellflower. The overall crime rate in Bellflower is 2% lower than the national average, and safer than 25% of the cities in the United States. Insurance companies use this data when determining the price you pay for comprehensive coverage on your auto policy, so living in an area with low crime rates means lower insurance premiums.

Bellflower Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Bellflower has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Bellflower can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily
  • injury

Bellflower Public Transportation

There are 4 airports and 16 Amtrak train stations within 30 miles of the Bellflower city center. Bellflower is served by bus service from Los Angeles County Metropolitan Transportation Authority (MTA) and Long Beach Transit. The city also operates Bellflower Bus, a fixed-route local bus. The average travel time to work in Bellflower is 14% higher than the national average, so it is a good idea to take advantage of the city’s public transportation options whenever you can. Commuters who opt to take MTA or Long Beach Transit to work each day usually get better rates for their auto policies.