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Beaumont is a city in Riverside County, with easy access to deserts, mountains, beaches, and the greater Los Angeles area. The cost of living in Beaumont is 16% lower than the California average, but still 15% higher than the national average. The city contains 16 city parks, including a 20-acre sports park and a municipal pool, as well as an extensive trails system. Beaumont is at the peak on the San Gorgonio Pass between San Bernardino and Palm Springs, with an elevation of 2,500-3,000 feet above sea level. The I-10, a major east-west interstate highway, bisects the city with six interchanges in Beaumont. Highway 60, and Highway 79 also connect with Beaumont, making it very busy and congested most of the time. This makes it very important to understand all the options for cheap car insurance Beaumont has to offer, as well as any discounts you may qualify for.
The California Highway Patrol has a regional office on the Beaumont side of Highland Springs Avenue, and law enforcement is provided by the Beaumont police department. Beaumont is safer than 39% of the cities in the United States with an overall crime rate that is 18% lower than the national average. 2015 reports also show that the number of total year over year crimes in Beaumont has decreased by 7%. This is great news for Beaumont residents, as low crime rates mean lower insurance premiums.

Beaumont Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:
  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Beaumont has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Beaumont can provide
  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Beaumont Public Transportation

There is 1 airport and 8 Amtrak train stations within 30 miles of the Beaumont city center. Transit service is provided by Pass Transit, with regular service connecting with neighboring cities and regional transit operators. The average travel time to work in Beaumont is 25% higher than the national average, yet the number of people who take public transportation in Beaumont is 87% lower than the national average. Utilizing public transportation or carpooling is the best way to reduce the mileage on your car, and qualify for a significant discount on your insurance.