The Salt River Community
- Tempe, Arizona was once known as Hayden’s Ferry.
- One of the only towns located near water, Tempe has an advantage.
- A suburb of Phoenix, Tempe is an Eastern city booming and prosperous.
- With approximately 160 thousand residents, Tempe is a small enough town to be tight knit yet large enough to be flourishing.
- Tempe’s economy is good and it is home to a fortune 500 company.
- Insight Enterprises gives jobs to thousands of people in this area.
- Arizona State University is located in Tempe and the citizens are proud of it.
- This University employs over 8 thousand people in Tempe.
- This college town is fun and full of life.
- It is also home of Arizona’s largest malls called the Arizona Mills.
- There is also a large open air market which is beautiful to shop in.
- Education is a large industry in Tempe.
- There is also two community colleges here.
- Tempe Town Lake gives this city a beautiful landscape.
- There are not many desert communities which have water surrounding it.
- There are many great pictures that can be taken here in the city.
- Tempe is a flat, desert town and only small mountains surround the outside of the town.
- The elevation for this city is around 1500 feet.
- The climate here is a little more temperate than the Phoenix area.
- It only gets to be about a high of 105 degrees during the hottest time of the year.
- If you are looking to live in Tempe you may need to purchase a house or a car.
- You will need great insurance when you are making these big purchases.
- Get the cheap insurance Tempe residents need today!
The Salt River Community
- When you are looking for insurance in Tempe, the best thing to do is to talk with a broker.
- A broker is a professional who is educated in the insurance field.
- You can ask them questions regarding deals and discounts.
- A broker has the ability to locate the best insurance for you and your specific needs.
- When you talk to a broker you can find out more about the policy you may need.
- You should also look into the laws that the state of Arizona have about insurance.
- Know what minimum requirements you need.
- You can bundle your insurance policies to save money and get a better deal.
- This means putting your car insurance and homeowners insurance policies together with one company.
- Let’s see what kind of insurance you need in your life.
Insurance Requirements Tempe
Car Insurance
- Car insurance in Arizona is mandatory.
- If you want to drive a car in this state, you need the minimum amount of insurance.
- You also need to have a current registration in your state and a valid drivers license.
- The best way to attain car insurance is to talk to a broker about your options.
- Depending on the type of car you have, how good of a driver you are and what your credit score is, you could have great insurance.
- Get the cheap car insurance Tempe residents need and want.
- Don’t just have the basic insurance plan.
- Don’t just have the basic insurance plan.
Here is what is expected of drivers in Tempe:
- Bodily Injury Coverage with a minimum of $15,000 per person and $30,000 per accident.
- Property Damage Liability Coverage at a minimum of $10,000
- Uninsured Motorist Bodily Injury Coverage of at least $15,000 per person and $30,000 per accident.
- Underinsured Motorist Bodily Injury Coverage at a minimum of $15,000 per person and $30,000 per accident.
When you want full coverage, you will need the following:
- Collision insurance which will cover your car and yourself in an accident
- Comprehensive coverage will pay for theft of a vehicle as well as other minor damages not incurred in an accident.
- Towing and Roadside Assistance are great features you can add to your insurance policy.
Home of ASU, Tempe has a population of around 160,000 and experienced its biggest population boom in the ’50s and ’60s (this is credited to the accessibility of home air-conditioning). Local economy is centered around the service and retail industries, but ASU is the city’s top employer. Cost of living is rising as the economy improves, and the unemployment rate is gradually lowering. Despite this, residents are encouraged to take time to explore all the various options for cheap insurance Tempe can offer. Comparison shopping is the #1 way to save money on your car insurance.
Things to know about Tempe:
- Cost of living is about average for the state and slightly lower than the national average.
- Tempe has a high population density compared to other Arizona cities, so liability rates can be a bit higher. The more drivers on the road, the greater the risk of being involved in an accident.
- The city serves as a crossroads of sorts for the surrounding cities, so traffic can get congested, especially in southern Tempe (closer to the 202 freeway).
- Crime has been pretty bad recently (specifically violent crime) and there were almost 500 cars stolen in 2012.
- There are some decent options for public transportation, including bus lines and a light-rail system. If this is an option for your daily commute, we recommend using it. The less miles you put on your car each year, the lower your auto insurance rates.
Some Ways to Save in Tempe:
- Arizona’s state minimums might be the cheapest coverage option, but it’s usually not adequate for most drivers. Especially considering the rising cost of automobiles. You can usually increase your liability limits for a just a few extra dollars a month, so if you want more coverage start there!
- Be sure to ask about additional discounts, like the higher education discount or the Affinity/Group Discount.
