Exceeding Your Expectations
- Surprise, Arizona was first founded by a woman who didn’t think it would amount to much.
- How wrong she was. When first founded, this desolate desert town was nothing but tumbleweeds and cacti growing.
- But now it is filled with amazing architecture, green grass and an amazing school district.
- Surprise is one of the fastest growing cities in Arizona. From the year 200 to 2010, the town grew at a rate of almost 300 percent.
- Going from a meek city of 30 thousand residents to a bustling 120 thousand people.
- That means that there has been a ton of infrastructure and building going on.
- Not only houses, but a new library, a beautiful town square and many parks.
- People come to Surprise to raise families, get away from the big city and to enjoy what is here.
- From great restaurants to amazing schools, there is something for everyone.
- From the small child to the retiree, families come here to settle in and have a good time.
- There is a world renowned aquatics center, a a beautiful wildlife zoo and the White Mountain Regional Park to visit.
- You can visit one of the many parks in town and have a family fun filled day there.
- The Gateway Park has a splash pad, and sports complex where kids play baseball and families come to enjoy it.
- Whether you are moving to Surprise to raise a family, to work or to retire, there are many attractions to keep you entertained.
- You can purchase a home here but you will need great insurance.
- Whether you commute and need a car, you will still need insurance to feel protected.
- Get the best cheap insurance Surprise residents want to feel secure.
How Can I Get The Best Insurance In Surprise?
- The best way to get insurance in Surprise is to talk to a broker about your options.
- A broker is trained in the field of insurance and is your best bet of getting the best deals you can.
- They work for you, the consumer, and not for the insurance company.
- You can trust their opinion and it will save you a lot of time and money when you work with a professional.
- You will also want to get educated about the laws in your state.
- Every state is different and you must abide by the minimum requirements.
- You can have discounts when you ask your broker for them.
- Bundle your insurance policies with one company and save even more.
- let’s see what kind of insurance policies you might be looking for.
Insurance Requirements Surprise
Car Insurance
- Car insurance is mandatory in the state of Arizona.
- There is a minimum amount of car insurance you need along with a valid drivers license and current registration.
- Car insurance can give you security when you are driving and commuting in Surprise.
- Depending on if you have a loan out on your car or not, you may need more than just the minimum amount of insurance.
- Get the cheap car insurance Surprise residents want now.
- There are more discounts than you might think when shopping for car insurance.
Here is what is expected of drivers in Surprise:
- Bodily Injury Coverage with a minimum of $15,000 per person and $30,000 per accident.
- Property Damage Liability Coverage at a minimum of $10,000
- Uninsured Motorist Bodily Injury Coverage of at least $15,000 per person and $30,000 per accident.
- Underinsured Motorist Bodily Injury Coverage at a minimum of $15,000 per person and $30,000 per accident.
- When you need full coverage, this is what else you will want in your car insurance policy:
- Collision insurance which will cover your car and yourself in an accident
- Comprehensive coverage will pay for theft of a vehicle as well as other minor damages not incurred in an accident.
- Towing and Roadside Assistance are great features you can add to your insurance policy.
The population growth of Surprise over the last fifteen years fits the city’s moniker. With just over 30,000 residents as of the 2000 census, the city now has over 120,000! A lot of this growth was fueled by an influx of retirees, who came to take advantage of the city’s low property tax rates. The cost of living is a shade lower than the state’s average, with goods and services representing the lowest cost. Insurance costs are pretty low, as 25% of the population is over 65 and that demographic generally is a lower risk for auto accidents. It’s easier than ever to find the many options for cheap insurance Surprise has to offer, so take a few minutes every quarter to get comparison quotes.
Other facts about Surprise that affect local insurance rates:
- The only time residents see a lot of traffic is along the corridor into Phoenix where there can be frequent delays. There are over 2 million commuters on the roads each day in the area, which leads to a pretty high risk of auto accidents. This has the added affect of raising the rates for car insurance.
- There were only 118 cars stolen in 2012, with the highest crime zones being the neighborhoods to the southeast (which are more densely populated and closer to Phoenix). This is something to keep in mind if you are thinking of relocation. Every neighborhood will have different rates for some coverages, so get as many quotes as you can beforehand so you know what to expect.
- Surprise doesn’t have much in the way of public transportation, so residents are heavily reliant on their vehicles. But since so much of the population are retirees, the usual commute/traffic patterns don’t apply.
