“The City of Lights and Flowers” contains more than 40% of Alaska’s population. Residents are known to look out for each other, which helps when you are looking for the options for the cheap insurance Anchorage has to offer. For a city of its size (and location) rates are higher than average, owing to the dangers of Alaskan auto travel. Snow, ice, poor road maintenance, and local wildlife (especially moose) all pose risks to drivers. And, because the city has little in the way of public transportation, you’re going to be using your car a lot.
The best way to avoid accidents while driving in Anchorage is to take your time and be alert. This is especially true in tourist season, when people from all over the world come to the city, most passing through on their way to various wilderness adventures. However, for the savvy shopper, there are ways to save money.
The Most Effective Cost-Saving Measure
Most major nationwide insurance companies, and many that are specific to Alaska are competing for your business. The best way to save money is to check as many prices as you can. By getting multiple comparison quotes (twice a year at least) you can help ensure you are paying the lowest premium for your coverage.
Some Recommended Coverages in Alaska
Alaska has specific insurance requirements that all drivers must meet, but here are some additional coverages we recommend:
- Collision Coverage: There is a high risk of auto accidents in and around Anchorage, and if you’re at-fault, you will want to make sure your vehicle is covered as well.
- Comprehensive Coverage: This will cover your vehicle for any damage caused by something other than collision (theft and weather-related damage included).