If you are required to file an SR-22, you may be concerned about the costs involved. You may wonder: how much does an SR-22 cost a month? 

Technically, there are no monthly costs directly involved with an SR-22. You just pay a one-time filing fee. However, your car insurance premium will likely increase if you have an SR-22 on your driving record. Read on to learn more about what to expect.

Average Cost of SR-22 Insurance

The only cost you’ll directly pay for an SR-22 is the filing fee. How much an SR-22 is depends on your insurance provider. They typically charge a fee between $15 and $50, but the average cost is $25. There are some providers, however, who will file your SR-22 for free.

While there are no ongoing costs to pay for an SR-22, your insurance premium will most likely see a huge increase. That’s because you are considered a high-risk driver.

On average, an SR-22 filing will bump up your premium by 89%. It could be as high as 375%, though. So if you were paying $150 a month before, it could shoot up to $562.50 a month. That’s a huge increase!

How much SR-22 insurance costs a month will depend on various factors, such as your insurance company, your state of residency, your driving record, and your vehicle. For example, if you live in California and drive a sports car, you’ll likely see a huge increase in your monthly premium. However, some insurance companies—such as Progressive and Dairyland—claim that SR-22 filers will see little to no effect on their premiums. 

So how much does SR-22 insurance cost a month? Beyond the filing fee, it’s up to the car insurance provider.

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