SR-22 is similar to auto insurance in that it shows proof of financial responsibility in the event you are involved in a car accident. This certificate proves that you meet your state’s minimum requirements for liability coverage on your auto insurance policy. Once you obtain it, it is posted to your driving record, where it will stay for as long as you are required to have it, typically around three years. Learn more here.
High-risk drivers often have to have an SR-22 in place. An SR-22 allows you to drive after a DUI or other traffic violation, as it shows that you meet your state’s insurance requirements. Nobody wants to have an SR-22 on their driving record, though, as it causes insurance rates to spike. So how long do you have to have an SR-22? The time frame varies from 1-5 years, with the average being three years. Learn more here.
An SR-22 filing is often required for high-risk drivers. When a driver loses their license due to a DUI, traffic violation, or other driving-related issue, they may need an SR-22 to get their license reinstated. Learn more here.
If you are required to file an SR-22, you may be concerned about the costs involved. You may wonder: how much does an SR-22 cost a month? Technically, there are no monthly costs directly involved with an SR-22. You just pay a one-time filing fee. However, your car insurance premium will likely increase if you have an SR-22 on your driving record. Read on to learn more about what to expect. Learn more here.
If you are a high-risk driver due to issues such as multiple tickets, DUI charges, or frequent accidents, you may be required to have an SR-22 for a certain amount of time. How long does an SR-22 stay on your record? This depends on the state in which you live, since each state has different insurance requirements. For the most part, though, you can expect an SR-22 to stay on your record for 2-3 years. Learn more here.
What an SR-22 covers will depend on the state where you live. At a minimum, an SR-22 covers liability in a car accident, including property damage and bodily injury, up to the minimum amount required in your state. Some states also require Personal Injury Protection (PIP) or uninsured motorist insurance, so an SR-22 would cover those types of insurance as well. Learn more here.