Renters Insurance

What Is the Difference between Homeowners Insurance and Renters Insurance?

No matter where you live, you should consider insurance to protect your home and belongings. A flood, fire, earthquake, or other natural disaster could happen at any time and take away everything you own—resulting in losses exceeding hundreds of thousands of dollars. While homeowners or renters insurance is not required, they offer protection and peace of mind. What is the difference between homeowners insurance and renters insurance?

How Much Does Renters Insurance Cost?

If you rent a home or apartment, you may be required to have renters insurance. Renters insurance is important coverage that offers additional protection on top of your landlord’s coverage. It protects everything inside your home or apartment, such as jewelry, electronics, and personal items. Renters insurance also protects you if you’re deemed liable for something that happens inside your rented home. Learn more here.

Does Renters Insurance Cover Broken Windows?

Renters insurance does not cover broken windows in your home or vehicle, but the personal liability coverage in your renters insurance policy will cover a broken window in someone else’s home if you are determined to be liable. In certain circumstances, your renters insurance policy will also cover you if your home is made uninhabitable due to a broken window. Learn more here.

How Long Does It Take to Get Renters Insurance?

Renters insurance may not be demanded by law, but your landlord might require it before you move in. If so, you may need to get it quickly. Fortunately, you can get renters insurance in minutes. It’s one of the easiest and least expensive insurances to purchase. You can get a quick quote online or over the phone and have peace of mind knowing that your belongings are covered in 30 minutes or less. Learn more here.

Does Renters Insurance Cover Moving Costs?

You’re moving and probably wondering if your renters insurance covers the cost of moving. Or maybe you’re wondering if they cover the cost of the damage that the movers may have inflicted on your belongings. Learn more here.