If you’re wondering if it’s possible to get car insurance without a license, the answer is yes. However, it can be pricey as you may be flagged by the insurance company as a high-risk driver. 

To get car insurance without a license, you’ll need to find an auto insurance company that is willing to insure you even though you don’t have a license. This might not be easy. Having a car and auto insurance but no license may make it look like you intend to drive illegally, which is a big risk for the auto insurance company.


Why Get Insurance Without a License?

There are definitely some good and valid reasons to get car insurance without a license. For example, if you have a health condition that prevents you from driving, but you own a car that someone drives for you, you’d obviously want to have your car insured. 

Another reason you may want to get car insurance without a license could be if you don’t have a license, but you have a student or teen driver who does. 

It will be a lot easier for you to insure a car without a driver’s license if you buy the policy and list someone else with a license as the primary driver. You can even have yourself marked as an excluded driver on the policy to show that you have no intention of driving. 

In summary, yes, you should be able to get car insurance without a license. Talk to your insurance provider to see how it would work for you.