Completed Training Courses Equals Cheap Motorcycle Insurance

Thursday, March 16, 2017

cheap motorcycle insurance2More than 9,000,000 people enjoy the sport of motorcycling, and more are joining in every year. Motorcycles are a practical, efficient, and gratifying mode of transportation. They can also be a safe way to travel, if you understand and practice responsible and defensive driving. Motorcycles, bicyclists and pedestrians are more vulnerable on the road mainly because they do not have 3,000 pounds of steel surrounding them. A safe highway environment is the responsibility of both cyclists and car drivers. If both parties stay alert and courteous, and minimize risk by using protective gear and driving sober, everyone on the road benefits. Most motorcycle and car fatalities are caused by driving while under the influence of drugs or alcohol. While you can control your own behavior and habits, you can’t always predict what other people on the road are doing. That is why insurance is so important. Many factors are important when it comes to getting cheap motorcycle insurance. Age, location, make and model of your bike, the age of your bike, driving history, and experience, are all used to determine policy premiums. The best way to get cheap motorcycle insurance is to have a safe ride, and know how to ride safe. Learning to ride safely is so important that there are tons of companies offering classes on all things cyclical, from the basics right on through to defensive military driving.

Many of these classes translate directly into saving you money on your motorcycle insurance. It makes sense that the more you know about motorcycle safety, and the more you keep on learning over time, the better driver you will be, and the less risky to insure. Listed below are a number of different classes provided by places like the Motorcycle Safety Foundation. This organization is a non-profit company created by several auto and bike manufacturers. They, along with the Department of Motor Vehicles and other companies, are dedicated to making the roads safer for motorcycle enthusiasts, bicycle riders, and mopeds. Each class you take adds to your safety rating. If you are a teacher, or a doctor, you are always taking refresher classes to learn about new developments and technology. Riding a motorcycle takes the same kind of dedication and devotion to safety education.

  • Basic Rider Course: Covers the basics of operating a motorcycle and teaches safety-oriented mental strategies. The course is five hours of classroom activities and ten hours of riding instruction.
  • Street Strategies eCourse: this is an online course for riders who already have experience. It focuses on street and traffic strategies.
  • Basic Rider Course 2-License Waiver: Focus is on higher speed driving and the course is taken on your own motorcycle. Can be used as a refresher course for practicing and renewing riding skills.
  • Basic Rider Course-Returning Rider: Combines parts of the first two basic classes and includes a knowledge and skills test. This is the course for riders who have not been riding for a few years and need to learn the new technology and advancements in traffic pattern.
  • The California Highway Patrol also offers a safety course. The Motorcyclist Training Course (MTC) is a 15 hour course which includes 5-hours of classroom instruction and 10-hours of actual riding. The MTC is mandatory for those under the age of 21, but is also recommended to those 21 and older who are seeking to obtain a motorcycle endorsement on their California driver license.  The CMSP also offers the Premier Program which is an extended MTC consisting of 7.5-hours of classroom and 13.5-hours of riding.  The CHP and its partners encourage all riders to be life-long learners and seek additional training beyond the MTC and Premier programs. Find out more about the CMSP at californiamotorcyclist.com.

cheap motorcycle insuranceThis is just a small sample of the classes that are available to motorcycle riders. Other courses like 3-Wheel, Scooter, Advanced Rider, Ultimate Bike Bonding, and Military Rider are also available. The best cheap motorcycle insurance companies offer discounts for many of these courses. You will also get discounts such as a vanishing deductible, which means your motorcycle insurance goes down every year you do not have an accident. No matter how you look at it, the benefits of taking motorcycle training courses are a plus. A safer ride is always the best way save money, and lives.

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