Cheap Insurance Santa Clarita, CA

 

A Great Suburb

 

Santa Clarita, California is a city that has so much to offer the people who live here.

You probably didn’t know that it is the birthplace of the oil industry.

The first successful commercial oil well was placed here long ago.

The Santa Clarita Valley is the 4th largest city in the Los Angeles metro area.

It also ranked as one of the top ten safest cities in California. Pretty impressive!

Santa Clarita has more to offer than most people might think, such as a great school system and vast parks.

But the people who live here realize how amazing it is.

New housing developments have gone up in huge numbers over the past ten years.

This is why people flock here from the Los Angeles area.

The developments that make up Santa Clarita are some of the best.

When buying and living in a place like Santa Clarita, no matter how safe, you still need proper insurance.

You may not know where to start.

Get the cheap insurance Santa Clarita residents need.

 

How Can I Get The Insurance I Need In Santa Clarita?

 

The first thing you must do when looking for insurance is to know what you have that is of value.

Are you looking to insure your home? Then itemize the things in that home.

If you want to insure your car, you can bundle all of your policies with one insurance company and save.

We at Cheap Insurance can help you through this process because we have been doing it for over 40 years.

The best things in life are not always free, but it shouldn’t have to break the bank.

Insurance can get tricky depending on your income, where you live and what policies you need.

Santa Clarita residents have it pretty good, so take care of your assets and live happier knowing you are risk free.

Here is a list of the types of insurance you may be looking for.

 

Insurance Requirements Santa Clarita

Homeowners Insurance

 

Purchasing a house is a big deal and you will want to make sure you’re prepared for it.

Get insured with the best cheap homeowners insurance Santa Clarita offers.

You could be covered for liability, which is basic, or add fire insurance onto your policy.

There tends to be large fires in Southern California every year.

Take the precaution and make sure you have everything in your home covered.

Do you own a pool? You may want extra liability coverage because pools are considered dangerous.

  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages

 

Here is what most policies offer:

 

    • Property Damage
    • Loss of Use
    • Liability
    • Limited coverage for stolen items
    • Additional coverage for valuables
    • Damage to your home, including permanent structures on your property—unless your policy specifically excludes the cause of the damage
    • Damage to personal property, meaning the items in your home that are not attached to the dwelling, due to causes outlined in your policy
    • Liability coverage for legal matters or accidents that occur on your property
    • Loss of use, which allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs
    • Limited coverage for items such as stolen jewelry—the amount of coverage varies depending upon state of residence, and you always have the option to increase this coverage.

 

If you need more help attaining the cheap homeowners insurance Santa Clarita requires, just give us a call!

You could have your free quote within minutes.

 

Home Quote

 

Renters Insurance

 

Even if you don’t own a house, where you live is still your home.

You will want it protected with the best coverage on the market.

Get the cheap renters insurance Santa Clarita residents need and feel secure in your home.

You could be covered for liability, property damage and theft for as little as $20 a month!

Renters insurance can cover almost everything that homeowners insurance can cover.

Your landlord is not required to have insurance for your things. Do your own research and get coverage today.

 

What will my renters insurance policy cover?

 

  • heft- if someone comes into your home and steals any personal property
  • Fire or lightning damage- mother nature has a way of damaging property
  • Smoke damage- a small kitchen fire can cause a lot of damage, be covered.
  • Water damage- if there is any water damage to the house you are renting it could costs thousands to repair
  • Hail or windstorm damage- Live in a place with high winds? Be prepared.
  • Damage from falling objects- If a tree falls, it can cause some serious damage.
  • Personal property- Jewelry, furs, fine art, and the excess things in your house not covered by theft.
  • Dwelling- major property coverage that protects house and attached structures.

 

Need help? Call us now to talk with a representative about the best options for you.

 

Renters Quote

 

Car Insurance

 

Living outside of Los Angeles does not free you from traffic.

In fact, most people who live in Santa Clarita commute into either Los Angeles or the surrounding area.

Living in the suburbs does not free you from risk.

There are still over 100 thousand people living in Santa Clarita and traffic can still be an issue.

If you drive your car, you will want to have full coverage.

You still need all of the car insurance requirements by the state of California.

Here is what they are:

 

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

Ask about discounts as well. There are always ways to save money.

 

Here are some discounts you could have on your car insurance policy:

 

  • Discounts for safety courses taken- taking a safety course can help your premiums go down because it proves that you are a safe driver.
  • Marital discounts
  • Good driver discounts- having a driving record which shows safe driving and responsible skills will only help you when shopping for insurance.
  • Multi-car discounts- Not only having multiple cars can help, but the types of cars your family drives could save you.
  • Multi-policy discounts- You may want to consider getting homeowners insurance, motorcycle insurance, car insurance, SR22 insurance and much more from the same insurance company.

 

 

Get the cheap car insurance Santa Clarita requires you to have and drive without risk.

You can call a helpful broker today and get your policy going.

 

Car Quote

 

Motorcycle Insurance

 

Maybe a bike is more your style and you love the feeling of no windshield and no barriers around you.

Riding on two wheels is a great feeling, but it does put you at a higher risk for injury.

Now more than ever you will need great insurance that doesn’t cost you more.

You need to be covered for all of the minimum requirements for the state of California.

However, you will probably want more than the basics.

Motorcycle insurance is there for you just like car insurance is.

You have minimum requirements for the protection of others on the road.

But your own protection is not mandatory. We at Cheap Insurance think that your life is valuable.

That is why yo need to acquire full coverage when riding a motorcycle.

Get your hands on the cheap motorcycle insurance Santa Clarita requires!

How does motorcycle insurance work?

 

  • In many states the required liability limits for Motorcycle Insurance match the requirements for Auto Insurance: $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic liability for Motorcycles provides no coverage for your motorcycle or vehicle
  • Because of the higher risk of a total loss, it is recommended you purchase physical damage coverage with your Motorcycle Insurance policy (Comprehensive and Collision coverage)
  • You will still need to have your current proof of insurance and registration when riding. If you get pulled over, just like in a car, you will need to show these items. Most riders choose to have a special compartment on their bike where they can store this. Others wear in on their person.
  • Roadside Assistance is an invaluable tool. Use it! This doesn’t just mean you will be covered for a tow, but for emergencies, flat tires, and battery service.

 

Get your free quote today and understand the meaning of enjoying the ride.

 

Cycle Quote

 

SR22 Insurance

 

If you or a loved one has ever had a DUI, you know you need SR22 insurance.

It is one step closer the the life you want to be living.

Getting pulled over for drunk driving, or having your licensed revoked in any way can greatly affect your life. You could lose your job, or have to serve jail time.

Make sure that when you are getting your life back together, we are hear to help you pick up the pieces.

You will need a certain amount of car or motorcycle insurance as well as the SR22 documentation required by the state of California.

There are a few things you will need to do before attaining the cheap SR22 insurance Santa Clarita requires.

What is SR22 insurance and how can it help me?

 

  • SR22 Insurance is a vehicle liability document required by the Department of Motor Vehicles for “high-risk” drivers. It is a document issued by your insurance company showing proof that you are carrying the minimum amount of auto insurance required in your state. SR literally stands for “safety responsibility”.
  • First, contact the DMV and fill out the proper paperwork.
  • Next, make sure you have at least the basic insurance for your vehicle.
  • Then, prepare yourself to carry SR22 insurance for at least three years.
  • Do not lapse on your payments for three years. Show that you are a good driver by driving safely and not drinking while driving. Keeping a good driving record during probation is key.
  • An SR22 filing is issued by your insurance company to serve as a guarantee to the Department of Motor Vehicles that you have secured the minimum liability coverage required by state law.

 

Have your SR22 insurance policy ready in no time when you call us today.

We can help you through this process because we know how difficult it can be.

 

SR22 Quote

 

Health Insurance

 

Being healthy is a way of life and a way to life longer.

But there is only so much that we can control. Having a great doctor at a reasonable rate is priceless.

You and your family deserve the right to quality health care insurance at a reasonable rate.

Health care coverage is mandatory in the state of California, so why not choose a good doctor that you can trust.

Your insurance coverage rate is directly related to the amount of money you make annually.

The more money you make, the more your health coverage could cost.

It is our job to align you with the best of both, a good doctor and a fair price.

With our vast network of providers that we work with, this shouldn’t be hard to do.

 

What is healthcare and what does it cover?

 

  • Health insurance is an insurance that pays for all or some of a persons healthcare bills. These plans range from group health plans, individual health plans, worker’s compensation, and government health plans.
  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • To qualify for government healthcare, one must meet a financial criteria.

 

Make sure you have the cheap health insurance Santa Clarita residents should have.

Call us today and we can help you get what you deserve!

 

Health Quote

 

Life Insurance

 

Just like you and your family need to be insured in your everyday life, you will also want insurance for after your life is over.

It seems like a tough topic, but you are better off to be prepared then not prepared.

Give your family the gift of knowing they will be taken care of.

You could leave enough money behind to pay off your debts, mortgages and even leave some for a college fund.

There are many different policy options such as term life insurance and permanent life insurance.

 

What is a life insurance policy?

 

  • A policy is a contract between a life insurance company and someone who has a financial interest in life value of someone else. Sometimes it doesn’t have to be a person but a trust. Putting money aside for another individual in case of death can greatly benefit family and friends.
  • There are over 800 life insurance companies in the United States. With this amount, you are most likely going to find the perfect policy to meet your needs. Only 60% of all American have a life insurance policy in the works.

 

Find the best rates possible by calling and talking to a broker who can help you.

Get the cheap life insurance Santa Clarita families deserve to have.

 

Life Quote