Cheap Insurance Santa Clara, CA

Center Of The Silicon Valley

 

Santa Clara, California was named for the Mission that resides here.

Santa Clara University also resides in this beautiful city.

The Bay Area has many special features, and Santa Clara is definitely one of them.

This affluent area is home to residents who love living here. Santa Clara County is known as the “Silicon Valley”.

This is where all of the major tech hubs are born and raised. Santa Clara is also just 50 miles southeast of San Fransisco.

Some of the brightest minds live in Santa Clara and work in the big city.

Santa Clara is a past winner of the National Civic’s League “All-American City”.

Santa Clara also hosts a few festivals including the Art and Wine Festival held every September.

Raising Children? This town has a state-of-the-art school system.

If you live in Santa Clara, you live in the center of the Bay Area.

With this comes traffic and usually a long commute.

It is not inexpensive to  purchase a home here either.

That is why you need to save money on your insurance.

Get the cheap insurance Santa Clara residents want now.

 

How Do I Get Insurance In Santa Clara?

 

The most important part about attaining the right insurance is to deal with a broker who you trust.

They can be the difference between paying more for less or getting your the best discounts.

Know what kind of policy you are looking for but be open to other options.

You might be able to save more money with a different kind of policy than the one you have now.

Your insurance costs could depend on where you live, what your credit is, and how many policies you carry with one insurance company.

Know your rights as a Santa Clara resident by asking the right questions.

Reading this page will help you better understand what kind of insurance you could have and what they cover.

Here are some of the insurance options you may be looking for.

 

Insurance Requirements Santa Clara

Homeowners Insurance

 

Owning a home is a great accomplishment, especially in Santa Clara.

The homes in the Bay Area are quote expensive.

But with the right amount of homeowners insurance, your investment could be covered for less than you might expect.

Have a coverage that covers your basic liability and damages but also fire.

Every year, California has raging fires that consume much of the state.

Don’t get left without the proper insurance coverage.

You will need to get your hands on the cheap homeowners insurance Santa Clara requires.

 

This is what most policies offer:

    • Property Damage
    • Loss of Use
    • Liability
    • Limited coverage for stolen items
    • Additional coverage for valuables
  • What does homeowners insurance cover?
    • Homeowners insurance covers four basic types of insurance: structure, personal belongings, liability, and additional living expenses.
    • The location of your home, the construction type, roof slope and many other features contribute to how much your homeowners insurance will be.
    • You can save money on your premium by raising your deductible.
    • You can bundle your insurance to save! Putting homeowners and auto together, for example, could save.

 

  • Save money when you have this:
  • Monitored home alarm system- having an alarm system could deter burglaries and looks great to insurance companies.
  • Doors fortified with security locks- having a deadbolt lock is a sure-fire way to save you money.
  • Smoke detectors- this is not only a super safe idea for your family but could literally save lives.
  • Sprinkler system- these are more expensive to install, however this could save you money and pay off if something in your home catches fire.

 

Call now or go online for your free quote.

You could have a quote within minutes!

 

Home Quote

 

Renters Insurance

 

Renting a home may be the way to go if you are not ready to take on such a huge responsibility such as home ownership.

You and your family might not be ready for a purchase or could be saving for one and need to rent in the mean time.

You will still need the same protection as if you owned a home.

If you have valuables in your home and I bet they add up to costing more than you might think.

Make sure you are covered for theft and liability with renters insurance.

Have the cheap renters insurance Santa Clara tenants need.

For as little as $20 a month, you could have great coverage for you and your family.

You could be covered for theft, property damage, liability and more.

 

Why do I need renters insurance?

 

  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.
  • You could qualify for renters insurance discounts if you take the proper safety precautions. Put in fire alarms, a front door alarm, and even an automatic spotlight in the front. Anything to deter burglaries can help you save.
  • Renters insurance could be a tax-deduction is you use your property for all or some of your business. If you have an at-home office, this could be a tax-deduction.

 

Get your free quote today!

 

Renters Quote

 

 Car Insurance

 

 You and your family need to be protected when out on the road.

When you live in the city, your chances of being hit are higher.

There is more congestion and more distractions.

Be prepared for anything by having the best insurance.

You could save a lot of money every year by bundling your car insurance with homeowners insurance or renters insurance.

This is called bundling, and it is one of the easiest ways to save on your insurance plan.

Ask a broker about other discounts you could qualify for.

You have to have the cheap car insurance Santa Clara law requires. 

To own and register a car in California, you must possess a valid, active, auto insurance policy.

There are many options to consider such as the type of coverage you may be wanting.

There are also policy limits to consider.

Where you live could greatly affect your policy premiums as well.

 

Here are the minimum requirements for the state of California:

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence
  • Auto liability insurance is required in California, but the state only requires minimum liability.
  • The required liability limits for Auto Insurance are $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic California liability for Autos provides no coverage for your vehicle if you are at fault, or if your vehicle is stolen.

 

Don’t wait, call today and talk to a broker who can help you save money on your car insurance.

You can click the link below to get your free quote within minutes.

 

Car Quote

 

Motorcycle Insurance

 

There is no better feeling than the cool Bay Area wind on your face while riding your motorcycle.

You probably already know that every time you get on the back of a bike, you are putting yourself at risk.

You need to get your hands on the cheap motorcycle insurance Santa Clara wants you to have.

Even though the minimum requirements for motorcycle insurance are the same as a car, you may need more.

We all know that riding on the back of a motorcycle already puts you at a certain amount of risk.

Some people ride to commute to work and save on gas. Others ride for fun.

Whatever your pleasure, you need the best motorcycle insurance available.

In the state of California, motorcycle insurance has the same requirements as car insurance.

 

Here is an example of the minimum coverage needed to ride in the state of California:

 

  • Bodily Injury Liability Limits: $30,000 per occurrence/$15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence

You can also buy towing coverage, collision coverage, comprehensive coverage and uninsured motorist coverage.

  • Motorcycle liability insurance is required -each state has different requirements
  • In many states the required liability limits for Motorcycle Insurance match the requirements for Auto Insurance: $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic liability for Motorcycles provides no coverage for your motorcycle or vehicle
  • Because of the higher risk of a total loss, it is recommended you purchase physical damage coverage with your Motorcycle Insurance policy (Comprehensive and Collision coverage)

Here are the kinds of bikes that are covered with motorcycle insurance:

  • Two Wheel Motorcycles
  • Scooters
  • Mopeds
  • Motocross and Dirt bikes
  • Trikes
  • Custom Motorcycles and Choppers
  • Kit Bikes
  • Any factory-built two or three-wheeled vehicle

 

Don’t wait any longer to feel safe on your motorcycle.

Talk to an experienced broker today and ride risk free tomorrow!

Get your free quote online now.

 

Cycle Quote

 

SR22 Insurance

 

Having a DUI can really put a cramp in your life. You want to get back out on the road and back on with your life.

In the state of California, you are in luck. You will need to have special documentation for three years.

When probation time is up, you will be driving around just as you used to.

Don’t get stuck in a rut. There is a way out and we are here to help.

 

What is SR22 insurance?

An SR22 filing is issued by your insurance company to serve as a guarantee to the Department of Motor Vehicles that you have secured the minimum liability coverage required by state law.

SR22 coverage is added to your existing auto insurance policy, and your insurance company files the form electronically with the Department of Motor Vehicles.

First you will need to attain the cheap SR22 insurance Santa Clara requires.

 

Here is how you can get started:

 

  • Let the DMV know you are obtaining SR22 insurance. 
  • Buy at least the minimum car or motorcycle insurance needed. 
  • Be ready to have SR22 insurance for at least three years.
  • Never let your policy lapse by lack of payment. Keep your payments on time for the three years you are on probation or you will have to start this process all over again.
  • To obtain an SR22 filing, you must purchase minimum liability coverage on all vehicles registered to you, whether they are operational or non-operational. For those who do not own a vehicle, “non-owners” liability coverage is required.

 

To get more information on SR22 insurance and the documents needed for filing, please call us today!

We deal with this every day and are here to help you.

 

SR22 Quote

 

Health Insurance

 

You and your family deserve to live a healthy life full of great doctors and cheap policies.

Now you can! In the state of California, health insurance is mandatory.

They way the insurance companies decide how much to charge you, is to look at how much you make annually.

Health insurance is there for everyone, no matter how much money you make.

 

What is health insurance exactly?

 

  • Health insurance is an insurance that pays for all or some of a persons healthcare bills. These plans range from group health plans, individual health plans, worker’s compensation, and government health plans.
  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • Costs can vary wildly between policies. With our national network of Health Insurance Professionals we can help you find all the possible discounts available to you.
  • Health insurance can be cheaper monthly by raising your deductible. This will lower your premium.
  • You  will still need to pay a co-pay when you go to the doctors. This is usually only about $15 per visit.

 

Get your hands on the cheap health insurance Santa Clara residents deserve now.

The best doctors and plans don’t have to cost you a fortune.

Call now and get your free quote.

 

Health Quote

 

Life Insurance

 

Your family deserves the gift of protection when you are gone and can no longer provide it in person.

Most people don’t like talking about life insurance, but it is an important thing to discuss before it’s too late.

If you have a family that depends on you financially, make sure they are covered and secure when you are gone.

With life insurance they could have help paying for funeral expenses, debts and other obligations you might have.

How do I know if I need life insurance?

 

Life insurance is about planning ahead.

It can provide financial security to those you care about, cover medical bills, funeral costs, mortgage, on other living expenses.

If you are the primary provider for others, it can also replace your income for them, or give them money for college or other expenses.

It can even be used to earn a cash value that you can withdraw or borrow against later.

Make sure you have the cheap life insurance Santa Clara families need and deserve.

Even though reading a policy can be intimidating, the basic facts of life insurance are pretty simple.

You pay a monthly payment to the insurance company, and if you die, the people listed to receive the money will get the payout of your total coverage amount. 

Term and whole life policies can be quite reasonable.

 

Life Quote